I have selected $20.00 I have got $20.00 Ultimate game cards, I go proceed and I punch in the pin and It says I still need to pay 0.86 cents.
Ultimate card charges a fee to use. so if you want to get $20 in AP you will need to have more than $20.
I use Fun Cards
they dont charge a fee like the Ultimate card does.
and I dont know anything about ultimatepay, never used it. sorry.